Deposit Accounts

We are a community mutual savings bank based in Ironton, Ohio. Founded in 1896, Liberty Bank has since moved beyond just savings books and home loans. We offer a wide range of personal and business banking services. Please come in so that we may know and serve you.

Please contact Liberty Bank for application information.

NOW Interest Checking

  • $500.00 minimum to open
  • $10.00 service charge if balance falls below $500.00
  • Purchase checks of your choice
  • Unlimited check writing
  • ATM/VISA Debit Card Available
  • Overdraft Protection Available
  • Rate Subject to Change
  • Annual Percentage Yield (A.P.Y.)
  • Free E-Statement
  • Contact us for current rates.

Regular Checking

  • $100.00 minimum to open
  • $4.00 per month if below $100.00
  • Purchase checks of your choice
  • ATM/VISA Debit Card Available
  • Free E-Statement
  • Contact us for current rates.

Student Checking

  • $100.00 minimum to open
  • No monthly minimum required
  • Purchase basic checks
  • ATM/VISA Debit Card available
  • Free E-Statement
  • Contact us for current rates.

Senior Checking

  • 50 years or older
  • $100.00 minimum to open
  • $2.00 per month if below $100.00
  • No fee for cashier checks
  • Free basic checks
  • ATM/VISA Debit Card Available
  • Free E-Statement
  • Contact us for current rates.

For Lost Debit Cards After Hours - Please Call 1-800-528-2273

Statement Savings

  • Earns competitive interest rate
  • Interest paid monthly
  • ATM card available
  • Monthly statements
  • No service charge with minimum daily balance
  • Rate subject to change
  • Annual Percentage Yield(A.P.Y.)
  • Free E-Statement
  • Contact us for current rates.

Money Market Savings

  • Monthly itemized statement of transactions
  • Transaction limits apply
  • Interest paid monthly
  • Annual Percentage Yield(A.P.Y.)
  • No service charge with minimum daily balance
  • Rate subject to change
  • Free E-Statement
  • Contact us for current rates.

Certificates of Deposit

  • Variety of terms ranging from 3 months to 5 years.
  • Competitive fixed rates.
  • Interest payment options (monthly, quarterly)
  • Interest compounded daily.
  • Annual Percentage Yield(A.P.Y)
  • Deposits will be accepted from residents of Lawrence County, Ohio and adjacent counties including those in West Virginia and Kentucky.
  • Substantial penalty for early withdrawal.
  • Rates subject to change.
  • Contact us for current rates.

Safe Deposit Box

Rates and fees
3" x 10" $30.00 per year
5" x 10" $45.00 per year
10" x 10" $75.00 per year
$100.00 drilling charge for lost key
Not FDIC insured

Individual Retirement Plans (Traditional or Roth)

  • Fixed and competitive interest rates based on term selected
  • Short to long term plans available
  • Safe, secure, and insured by the FDIC
  • Retirement Accounts now insured to $250,000

You can save on your present taxes by deducting your qualified Traditional IRA contributions from your taxable income. The deductible amount depends on your income, marital status and whether you're an active participant in an employer sponsored plan as defined by the Internal Revenue Service. You may want to consult your tax advisor to review your particular situation on the tax deductible status of an IRA. Or for more general information, you can speak to one of our IRA specialists. Investment earnings on a Traditional IRA are 100% free from federal income tax until you withdraw them. Even though Roth Contrbutions are not deductible, they are not subject to federal income tax or penalty when withdrawn. Certain conditions must be met to be tax and penalty free.

Christmas Club Savings

  • $10.00 minimum to open
  • Earns competitive interest rate
  • Rate subject to change
  • Annual Percentage Yield (A.P.Y.)
  • Contact us for current rates and details.