Loans

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Auto & Installment Loans

With a Liberty Bank Auto Loan, dealers will view you as a cash customer and you’ll be in a much better bargaining position. You’ll have the ability to negotiate a better vehicle price and, in most cases, drive away the same day. We finance recreational vehicles such as motorcycles, campers, boats and ATV'S. Share loans using a deposit account as collateral are also available.

Home Equity Loans

With a Liberty Bank Home Equity Line of Credit you’ll save money on our special low interest rate. You’ll enjoy the convenience of affordable monthly payments over a fixed time period and you can save even more by paying off higher interest obligations such as department store charges.

Mortgage Loans

Select A Mortgage Loan To Fit Your Financial Situation.

Conventional Loans have a fixed rate and monthly payment for the entire life of the loan. It’s easy to budget for this type of loan because your payment will always be the same. The rate on a conventional mortgage loan is generally higher than an adjustable rate mortgage.

Adjustable Rate Loans usually start with lower rates than conventional loans. We’ll let you know how much the rate can be adjusted over the life of the loan, so you’ll know from the beginning the absolute maximum amount you would ever have to pay. If you will be moving in a few years, or if you think interest rates will be going down, you’ll want to consider an adjustable rate since monthly payments may be lower.

Is Refinancing Right For You? It is a good idea to periodically check mortgage interest rates. Ask one of our loan specialists concerning your mortgage needs to buy a home or refinance.

Personal Credit Card

We make it easy to choose the credit card that is right for you, with three cards to choose from. All three cards are available in two options, Low Rate Card or Preferred Points Card.

  • Visa® Classic
  • Visa® Platinum
  • Gold MasterCard®

Personal Card - Low Rate
Benefits
  • Competitive annual percentage rate (APR). *
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Rental car collision damage waiver protection.
  • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
  • If your payment gets to us a day or two late, don’t worry because we offer a little extra grace period, helping you avoid a late fee.
Features
  • No annual fee.
  • Low introductory rate for the first six months. *
  • Competitive ongoing APR. *
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Cash advances can be made for up to 50% of the credit line.
Fees
  • Other fees may be charged, these fees are listed on the application.
To Apply Now
  1. Download the application
  2. Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  3. Fax your completed application to the Card Service Center at 972-650-7054. Or mail your completed application to:
    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120

* Please see application for information about current APRs and fees.

For Lost Credit Cards After Hours - Please Call 1-800-367-7576

Personal Card – Preferred Points
Benefits
  • Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. A brochure with more details is available at our local branch office.
  • 24-hour toll-free live customer assistance available at 800-367-7576. Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection. Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
  • If your payment gets to us a day or two late, don't worry because we offer a little extra grace period, helping you avoid a late fee.
Features
  • No annual fee.
  • Low introductory rate for first six months. *
  • Competitive ongoing APR. *
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Cash advances can be made for up to 50% of the credit line. To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
Fees
  • Other fees may be charged, these fees are listed on the application.
To Apply Now
  1. Download the application
  2. Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  3. Fax your completed application to the Card Service Center at 972-650-7054.Or mail your completed application to:
    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120

* Please see application for information about current APRs and fees.

For Lost Credit Cards After Hours - Please Call 1-800-367-7576

Business Credit Card

We make it easy to choose the credit card that is right for you. Our Business Visa® Card is available in two options, Standard Card with no annual fee or the Preferred Points Card.

Business Card – Standard Card
Benefits
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.
Features
  • No annual fee.
  • Competitive ongoing APR. *
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.
Fees
  • Other fees may be charged, these fees are listed on the application.
To Apply Now
  1. Download the application
  2. Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and complete it using a blue or black pen.
  3. Supporting documents vary depending on the type of business you have.
  4. Fax your completed application to the Card Service Center at 972-650-7054. Or mail your completed application to:
    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120

* Please see application for information about current APRs and fees.

For Lost Credit Cards After Hours - Please Call 1-800-367-7576

Business Card – Preferred Points
Benefits
  • Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. A brochure with more details is available at our local branch office.
  • 24-hour toll-free live customer assistance available at 800-367-7576. Online account information available 24/7 at www.cardaccount.net. Rental car collision damage waiver protection.
Features
  • Low annual fee of $49.00 per account.
  • Low introductory rate for first six months. *
  • Competitive ongoing APR. *
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • Individual billing option only.
Fees
  • Other fees may be charged, these fees are listed on the application.
To Apply Now
  1. Download the application
  2. Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and complete it using a blue or black pen.
  3. Supporting documents vary depending on the type of business you have.
  4. Fax your completed application to the Card Service Center at 972-650-7054.Or mail your completed application to:
    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120

* Please see application for information about current APRs and fees.

For Lost Credit Cards After Hours - Please Call 1-800-367-7576